SUNY Geneseo Federal
Credit Union
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Share/Savings Accounts
 

Current Rates

Members will forfeit dividends if account is closed before accrued dividends are credited.

Fees may reduce earnings on accounts.

All Rates are subject to change without notice.

If the Certificate of Deposit maturity date is not more than one (1) year from the date of issuance or renewal, the penalty is an amount equal to one (1) month dividends. No penalty will be assessed in the event of death.

* APY = Annual Percentage Rate

 
 
Club Accounts
Christmas Club.05 Div. Rate.05 APY *
    Funds available October 1st
Vacation.05 Div. Rate.05 APY *
    Funds available July 1st
 
Share Accounts
Basic Savings.05 Div. Rate.05 APY *
    Minimum $5.00 deposit
 
Share Certificate Accounts
Certificates of Deposit.75 Div. Rate.75 APY *
    $500 minimum deposit - 6 months
 
Share Draft Accounts
Basic Checking0 Div. Rate0 APY *
    $0 Minimum $0 Maximum
Loan Accounts
 

Current Rates

All Rates are subject to change without notice.

 
 
Unsecured Loans (Signature)
As low as 10.49% APRMaximum 60 months
  $300 Minimum $20000 Maximum
 
Share-Secured Loans
5.0% plus share dividend rate APRMaximum 60 months
  Limited to shares on deposit
 
Vehicle Loans
 

 

 
New AutoAs low as 5.99% APRMaximum 72 months
  $1 Minimum $40000 Maximum
Used AutoAs low as 6.99% APRMaximum 72 months
  $1 Minimum $40000 Maximum
 
Home Equity Loans
Home ImprovementAs low as 9.45% APRMaximum 84 months
  $7500 Minimum $25000 Maximum Must be used for Home Improvements
 
Recreational Vehicle Loans
New RVAs low as 7.24% APRMaximum 120 months
  $1 Minimum $50000 Maximum
Used RVAs low as 8.24% APRMaximum 120 months
  $1 Minimum $50000 Maximum
 
Mobile Home Loans
As low as 9.95% APRMaximum 120 months
  $1 Minimum $50000 Maximum
 
Mortgages
APRCall for details
 
Personal Loans
Open endAs low as 15.0% APR
  $1000 Minimum $5000 Maximum
Fees & Disclosures
 
Loan Account Fees
Late Payment Fee$25.00
NSF Insurance Doc.Fee$25.00
 
Miscellaneous Fees
Overdraft Fee$25.00
Returned Bank Item$20.00
Stop Payment Order$20.00
Certified or Cashiers Check$10.00
Draft Copy < 6 months$ 3.00
Drafts written on Closed Accounts$ 5.00
Return Mail for Incorrect Address$ 5.00
Debit Card Replacement$20.00
Debit Card PIN Re-Issue$10.00
Check Protest$30.00
Wire Transfer - Incoming$15.00
Wire Transfer - Outgoing$20.00
Wire Transfer - International$50.00
Wire Return/Cancel$60.00
Wire Trace$30.00
Money Order$2.00
Draft Copy > 6 months$7.00
Debit reopen closed account$25.00
Manually Post to Account$25.00
Copy of Statement (current quarter)0
Copy of Statement (prior quarters)1.00 per page
Account Research (minimum 1 hour)30.00 per hour
I-Pay Research25.00
 
SUNY Geneseo Federal
Credit Union

1 College Circle MacVittie College Union Room 111
Geneseo, NY 14454  USA
Phone: 585-245-5700  Fax: 585-245-5701
© 2009

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