Welcome to Our Credit Union !

We are a member owned, not for profit financial institution chartered in 1971
whose primary goal is to exceed the expectations of our members by
providing  quality financial services at an affordable price.  Credit Unions are
"member owned".  Our Credit Union is committed to fulfill the needs of our
membership by offering a broad range of quality products, unmatched service, competitive dividends on savings, low interest rates on loans and the ability
to voice your opinion on decisions affecting your money. 

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Christmas Club Accounts

Are payable October 1st.

If you would like to make any changes to your current club account or open a new one please give us a call.

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        Billing Rights Annual Notice

If you believe your statement is wrong, or if you need more information on your statement please write us on a separate sheet at SUNY GENESEO FCU, POB, Geneseo, NY 14454 as soon as possible.  We must hear from you no later than 60 days after we make available to you the FIRST statement on which the problem appeared.  You may phone us at 585-245-5700 and send your complaint in writing to us within 10 days.

In your letter please provide the following information:

·        Your name and account number

·        Describe the error and explain if you can, why you believe there is an error.  If you need more information about the item that you are unsure of then please give us a description.

You do not have to pay any amount that is in question while we are investigating, but you are still obligated to pay the parts of your statement that are not in question.  While we investigate your question, we cannot report you as delinquent or take any action to collect the amount you questioned.

The finance charge is calculated on open end loans by applying the daily periodic rate to the unpaid principal balance for the actual number of days such balance remains outstanding.  To get the unpaid  principal balance we take the beginning balance of your account each day, add any new advances, and subtract any payments or credits.  This gives us the unpaid balance for that day.  The finance charges are collected at the time of a payment.

The annual percentage rate (APR) is shown in the loan description area for each loan.  That daily periodic rate is calculated by dividing the APR by the rate noted on your disclosure.

               IN CASE OF ERRORS OR QUESTIONS REGARDING YOUR ELECTRONIC TRANSFERS

Notify us as soon as you can at the address listed above, if you think your statement is wrong of if you need more information about a transaction on the statement.  We must hear from you no later than 60 days after we make available to you your FIRST statement on which the error or problem occurred.  You may phone us, but doing so will not preserve your rights.

·        Tell us your name and account number.

·        Describe the error and the date that it occurred.

·        Explain as clearly as you can why you believe it is an error or why you need more information.

·        Provide us with the dollar amount of the suspected error.

We will investigate your complaint and correct any error promptly.  If we take more than 10 business days to do this, we will credit your account for the amount you think is in error; so that you will have the use of the money during the time it takes us to complete our investigation.

                        NO RESPONSE IS NECESSARY IF THERE ARE NO SUSPECTED ERRORS.

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2012 Closings

Jan. 2nd, Jan. 16, Feb. 20th, May 28th, July 4th, Sept. 3rd, Oct. 8th, Nov.12th, Nov.22, Nov. 23rd

Dec. 24th (at 1pm), Dec. 25th, Dec. 31st (at 1 pm).

subject to change

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  CREDIT UNION ATM MACHINES

 
PLEASE VISIT OUR NEW ATMs

Located in the Milne Library and the Letchworth Dining Hall.

These machines are SURCHARGE FREE to members with our VISA DEBIT/ATM CARD.  Non members will be charged $1.50 per transaction.

REMINDER

             Debit, ATM and Internet Teller transactions are not instantaneous.

 If your VISA Debit/ATM Card is lost or stolen contact the Credit Union immediately, during business hours at 585-245-5700 or call VISA 24/7  at 1-800-543-5073.  You may be held liable for charges on your card. 

Direct Deposit Information

 The "ABA" Routing Number is 222380676 - for BOTH Checking and Savings Accounts.

Checking Account Information

 At the bottom of your check, starting at the lower left corner you will find the SUNY Geneseo FCU routing (ABA# 222380676)

Next to the ABA number is your checking account number, it will begin with
134800000 _ _ _ _ _, be sure to designate "CHECKING" on your Direct Deposit Form.

Savings Account Information

 Your account number is 1 to 4 digits long. If you are unsure of your account number, please contact the Credit Union.  Be sure to designate"SAVINGS "on your Direct Deposit Form.

If you would like to send a wire transfer (incoming/outgoing) please contact the Credit Union before you attempt to process it. Failure to obtain the correct processing information will result in NON-REFUNDABLE trace or return fees.

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IN THE EVENT OF A DISASTER, CREDIT UNION RELOCATION INFORMATION WILL BE AVAILABLE BY CALLING 585-245-5700.